By now you may have heard about the budget today, and some of the changes to KiwiSaver.

I am not going to talk about the politics of it all, but more just the changes to KiwiSaver and what this might mean to you and some things to consider. I will try to keep this as short as possible but it may be a little long.

 What is the biggest risk of loss to your KiwiSaver, that does not get talked about?

In short yes. But here’s the thing, where or how to invest is less important than why to invest.

The Government has announced some changes to the KiwiSaver Homestart grant (and by extension the Welcome Home Loan) that kick in today.