Cost of a credit card

We all know that cards have interest rates and its not difficult to work out the interest cost per month. If you have a $10,000 balance owing, on a 20% card, the interest cost will be $166 a month.

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BlogAlan Borthwick
Credit cards: You don’t need one

Credit cards are debt, they are about spending money you don’t have and future you has to pick up the tab for what today you is spending.

They fool you into thinking you have more money than you do. A $10,000 limit on your credit card is not $10 000 you have, it’s just pre-approved debt.

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Alan Borthwick
How first home buyers get a mortgage

Many first home buyers are not sure where to start when it comes to getting their first mortgage.

Most end up just wandering into the bank to ask a few questions and then get swept up into the banks process, end up with an approval but no real advice or understanding of how first home buyers get a mortgage.

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Alan Borthwick
5 tips for first home buyers

Here at DUX we have helped hundreds of people to get into their first home.

We answer a lot of questions and have advised many people on how to tweak their situation to make it a bit easier when its time to buy.

Here are 5 tips for first home buyers to help make it easier to get a mortgage and buy a home.

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Alan Borthwickblog