Don’t worry about your KiwiSaver or investment dropping due to Coronavirus fears, it’s cyclical and will go back up eventually. If you have time – read the following for more info on markets.

ost people (and its January so Christmas will have made this work) are living barely within their means, are trying to keep up with what they think everyone has

The Christmas holidays are a crazy time of year, where for two weeks or so all the normal rules go out the window and we eat too much, spends too much, and lose all our renovations.

I often get asked by first home buyers if building is a better option for them than trying to buy an existing house, based on a belief they will save some money, or that it’s easier. There can be advantages, but it’s not always easier or better.

It’s the Kiwi Obsession, what rate are you getting, is someone else cheaper, etc ad nauseam. And because rates have trended down till now (which will end at some point) people are more and more obsessed with how low they can go.

As you are getting closer to retirement, you need to make good decisions on your money, as the impact will hit you faster than if you are in your 20s. here are 3 mistakes that people nearing rearing retirement make.

Most mortgages in NZ are done with Mainstream banks, they have the capacity, and the structures to make it easy to sort. But there are also non bank mortgage lenders, who fit into 3 categories, prime, 2nd tier and specialist.