I often talk to people who think that because they have not started planning in the 20s, its too late now in their 30s, 40s, 50s or even 60s.

While the best time to start planning for your future is when you start work, the next best time is today, or tomorrow.

Experiencing redundancy can feel overwhelming, but with the right approach, you can navigate through this period of uncertainty. Below is a basic guide to help manage your finances.