You may have noticed a drop in your KiwiSaver balance recently and been wondering what to do about it.Read More
Buying your first home can be daunting, there is a lot of jargon and everyone is trying to get their cut.
Preparing for what you are doing will make the process a lot easier for you.Read More
We all know that cards have interest rates and its not difficult to work out the interest cost per month. If you have a $10,000 balance owing, on a 20% card, the interest cost will be $166 a month.Read More
There is an article on the Herald about a new Breast cancer drug that is getting good results, but is $5000 a month for the pills.
So naturally people would like this to be covered by Pharmac so it can be done for free. This is not that easy, as Pharmac has a specific budget and every issue out there has new drugs people would love to be funded.Read More
Christmas day is 16 weeks from Monday (the 4th of September).
Now that this has horrified you, you should be wondering about what you are going to do for Christmas and the spending for it.Read More
7 years ago, DUX was formed.
It was the last Friday of August in 2010 and the place I had worked for 6 years, and assumed I would be working at for another 10+, decided that they did not want me there anymore.Read More
A lot of people are surprised and a bit shocked after last the US election results and while I won’t be discussing the actual results of the election and the fall out (plenty of the media, who were wrong about the election will spend time telling you what will happen), it’s important to know about the market impact.Read More
Money Mind-set is the concept of having the right thoughts about money and setting your mind set accordingly. It’s about focusing to spending only money you have, not racking up debt, and saving as much as you can for your goals. A good money mind-set will help you grow wealth better over the years, and remove all the money stress most people have.Read More
Cancer can hit anyone, what would you do if it happened to you?Read More
Today is the 6th birthday of DUX Financial. It’s crazy to think it’s been 6 years, but it means I have now been at DUX longer than any other financial company.Read More
Leaving aside the overblown hyperbole of the journalists in this article (I don’t think any company advertises itself as a cluster bomb company, but whatever), it’s important to know where you are investing and if you have preferences to not invest in certain areas, to see what you can do about it.Read More
Building a home is an exciting, and often fraught experience, and it’s hard to get concrete knowledge on what to do. Often the builders hold onto information and make it difficult for you to know what your options are.Read More
The rules around Trans-Tasman transfers are a bit odd, and a giant pain in the neck, but worth it.
It took years for the two governments of New Zealand and Australia to get to a place where we could get Trans-Tasman portability, and while the KiwiSaver providers leaped at it, the Australian ones, not so much.Read More
It’s adviser bashing time at the New Zealand Herald again as they breathlessly announce that some Financial Advisers only deal with a few KiwiSaver companies. They never say outright it’s bad, but it’s the impression they are trying to give.Read More
It’s not a surprise to read about people racking up lots of debt on the mobile lenders. People will always find a way to borrow if they are that way inclined.Read More
You may be aware that the New Zealand Reserve bank has changed the rules for lending on investment properties.Read More
The Government has announced some changes to the KiwiSaver Homestart grant (and by extension the Welcome Home Loan) that kick in today.Read More
While what Youi does was obvious to those in the industry, with their direct push model, and focusing on cheapness rather than benefits, it’s not just Youi who does this, they have been the most blatant.Read More
The government has announced some changes to KiwiSaver withdrawals for 2nd chance first home buyers that will come into place on the 1st of July 2016.Read More