An applicant’s medical history makes up an important part of any insurance application. 

As time has progressed the human body has become subject to an ever-increasing number of new medical conditions. To better understand rare or unusual conditions the insurance underwriters have two key places to gain information when assessing an application.

The property we brought three years ago, needed some modernisation and so we went about the process of getting quotes etc. 

We wanted to try and support locally owned and operated businesses. This a great in theory but can pose some challenges in practice. 

We buy insurance to get a claim paid, not to just watch the money go out every month. What happens at claim depends on how you bought the cover.

In tough economic times why is it that personal insurance is the first expense that most people think is fair game to reduce the cost of or cancel completely.

I don’t disagree that insurance products are a purchase that is often made begrudgingly. What is there to show for them other than a folder full of terms and conditions and jargon most don’t understand.